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For black shirts, thats either very formal occasions that allow personality (a tougher balance than you may think), or places where avant-garde dress standards are acceptable

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Hilton paired the dress with a thick, sparkling choker just as she did in 2002, but didn't add the butterfly clips in her hair again

It stands to reason that people who assume that the dress was illuminated by blueish, cool daylight (and mentally subtract as much) would see it as white and gold, whereas people who assume a warm, yellowish artificial light source would see it as black and blue