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Hers is essentially a one-woman campaign to remind the world of the power of elegant understatement

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I believe thrifting could [have] also led to the rise in Y2K fashion because its mostly clothes from the 2000s, said Kah Yu, a 20-year-old student in Singapore whose Instagram thrift shop features characteristically Y2K items such as argyle vests and rhinestone crop tops

Matching Shoes and Bag This outfit is more on the casual side of smart casual, but I still included it here because the base of the outfit has so many of the same smart casual elements: a nicer sweater (chenille is such a fun texture), medium wash jeans, and, of course, cognac brown ankle boots and the coordinating tote